I-Silicon Valley Bank ixhase ngezimali u-62% welanga lase-US lomphakathi

I-FDIC ibeke iSilicon Valley Bankekutholeni usizongesonto eledlule futhi sakha ibhange elisha - Idiphozithi Ibhange Likazwelonke laseSanta Clara - elinediphozithi etholakalayo ye-akhawunti efika ku-$250,000.Ngempelasonto, i-US Federal Reservekushoukuthi wonke amadiphozithi azovikeleka futhi atholakale kulabo abafaka imali ngoMsombuluko ekuseni.

Impahla ye-Silicon Valley Bank engu-$209 billion yenza ukuwa kwayo kube ukwehluleka kwebhange okwesibili ngobukhulu emlandweni wase-US.Izinselelo zaleli bhange ebezaziwa ezinye zazo zikhule ngesivinini ngesikhathi limemezela ukudayiswa kwempahla ka-$21 billion ngo-9%.

Lokhu kwenze amaqembu amaningi amabhizinisi ukuthi akhiphe ngokushesha ama-dollar ayizigidi eziyizinkulungwane ezingama-42, okuhlanganisa nekaPeter ThielIsikhwama sabasunguli.Ibhange lesibili, iSignature Bank eNew York, nalo liwile.Ibibuye iphathwe yi-Fed ngendlela efanayo neSilicon Valley Bank.

Iwebhusayithi yeSilicon Valley Bank ithe inesandla ekuxhaseni ngezimaliU-62% wamaphrojekthi womphakathi welangakusukela ngoMashi 31, 2022. Usesho lwe-Google luqinisekisa ubudlelwano obuqinisekile.

Umagazini we-pv e-USA ufinyelele izinkampani eziningi zomphakathi ezibandakanyeka elanga ukuze zithole ukusabela kwazo kule micimbi.Ngempelasonto, izinkampani ezihweba esidlangalaleni ezifana ne-Sunrun ne-Sunnova Energy zikhiphe izitatimende ngokwehluleka kwe-Silicon Valley Bank.

I-SunrunkushoI-Silicon Valley Bank ibingumabolekisi ezikhungweni zayo ezimbili zezikweletu, kodwa yathi yenza ngaphansi kuka-15% wezindawo zayo zokubiyela.U-Sunrun uthe akakulindeli ukuchayeka okubalulekile.Ibamba imali efakwa eSilicon Valley Bank efinyelela cishe ezigidini ezingama- $80, kodwa i-Fed ithe lezi zivikelwe.

I-Sunnovaithe ukuchayeka kwayo eSilicon Valley Bank kuyinto encane ngoba ayibambi amadiphozithi noma izibambiso neqembu lezezimali.Kodwa-ke, enye yezinkampani ezingaphansi kwayo iyingxenye yesikhungo sesikweletu lapho i-SVB isebenza khona njengombolekisi.

Isiqu, inkampani yokuthuthukisa ukugcinwa kwamandla kagesi, ithe ilinganisela ngaphansi kuka-5% wemali efakwa imali kanye nokutshalwa kwezimali kwesikhashana kungase kuthinteke ngokuvalwa kweSilicon Valley Bank, kodwa inkampani ayinazo izinsiza zezikweletu ebhange.Amasheya e-Sunrun alahlekelwe yinani elingu-12.4% kusukela ukuwa kwe-SVB ngasekupheleni kwesonto eledlule, kuyilapho i-Sunnova ne-Stem behle ngo-11.4% no-10.4% ngokulandelana.